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Banking

Day-to-day money management at your fingertips.

Checking Accounts

Special Checking Accounts

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Use our UChoose Rewards program

Make your money work for you with uChoose Rewards!  Earn free points with everyday purchases and exchange those points for travel, merchandise, gift cards, and more.

Earn one point for every two dollars spent on eligible Complex Community Visa debit card purchases.

Watch and learn.

Use these helpful videos to stay up-to-speed on the financial tools at your fingertips.

Savings Accounts

Prepare for your future – we’ve got your back.

Our savings accounts speak to our commitment as a credit union. Our classic Savings – or Share – Account offers all the basics for a $25 deposit. Did you know your savings are called “shares” because they represent shares of ownership in CCFCU? And if you’re saving for a little one, our Scottie Savers account is perfect. Kids age 2-12 earn Scottie Bucks with every deposit, which can be redeemed for prizes, and the account pays quarterly dividends. 

Available with Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay.

ATMs

Simple, quick access to your money.

No matter where you are, you can access your funds with CCFCU. Find an ATM around the corner, or use one of our co-op ATMs across the country.
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Investment Rates

Providing the best rates for our members.

No matter the economic climate, trust that CCFCU is here to offer you competitive loan rates and deposit rates that are hard to beat.

Investment Type
Dividend Rate
**APY
Regular Shares ($25 minimum to open; $100 to earn dividends; Previous Quarter)
0.25%
0.25%
IRA’s ($0.00 – $9,999.99)
0.58%
0.58%
IRA’s ($10,000.00 – $49,999.99)
0.63%
0.63%
IRA’s ($50,000.00 +)
0.68%
0.68%
MMAC ($2,000.00 – $14,999.99)
0.585%
0.58%
MMAC ($15,000.00 – $49,999.99)
0.63%
0.63%
MMAC ($50,000.00 +)
0.68%
0.68%
Campus MMAC ($Min $10)
0.58%
0.58%
Christmas Club
0.25%
0.25%

**APY = Annual Percentage Yield – Compounded Daily / Paid Monthly – A 90 day dividend penalty will be imposed for early principle withdrawal. Effective 1/1/2024

Term / Type
Dividend Rate
**APY
6 Month
4.75%
4.85%
6 Month Members Advantage
4.80%
4.91%
6 Month Campus
4.80%
4.91%
12 Month
5.00%
5.12%
12 Month Members Advantage
5.05%
5.17%
24 Month
3.00%
3.04%
24 Month Members Advantage
3.05%
3.09%
36 Month
2.10%
2.12%
36 Month Members Advantage
2.15%
2.17%
60 Month
2.20%
2.22%
60 Month Members Advantage
2.25%
2.27%
12 Month Jumbo
5.15%
5.27%

**APY = Annual Percentage Yield – Compounded Daily / Paid Monthly – A 90 day dividend penalty will be imposed for early principle withdrawal. Effective 1/1/2024

Complex Community Federal Credit Union

Copyright © Complex Community Federal Credit Union

APR = Annual Percentage Rate
APY = Annual Percentage Yield

Privacy Policy & USA Patriot Act Notice

NCUAYour savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Equal Housing Lender

Equal Housing Lender