Banking
Day-to-day money management at your fingertips.
Checking Accounts
A checking account that’s present for you when life happens
- Cell Phone Protection in case of theft or a broken device
- ID Theft Aid with unlimited access to a fraud specialist and up to $2,500 reimbursements.
- 24/7 Roadside Assistance
- $700 Courtesy Pay to avoid overdraft fees
- Access to Bazing, our mobile access to browse, shop, and save with exclusive discounts
All the basics you expect
- $400 Courtesy Pay
- No monthly service charge
- No required minimum balance
- Overdraft privilege from your share (savings) account
Special Checking Accounts
Special Checking Accounts
- Guide your middle or high school teen on the path to financial success.
- No monthly service charge
- Free ATM/Debit card
- $10 minimum to open the account with a $15 bonus deposit from CCFCU
- Special rates on Share Certificates (CDs)
Special Checking Accounts
- An account for the busy college student with peace of mind for mom and dad.
- No monthly service charge
- Free ATM/debit card
- $400 courtesy pay
- Free basic checks
- $100 minimum to open account
Special Checking Accounts
- Designed for those 55 years and over as an extra benefit for our senior members.
- Free basic checks (80 checks per order)
- No monthly service charge
- Free ATM/debit card
- Free stop payments
- Free check copies
- Free extra copies of statements
Use our UChoose Rewards program
Make your money work for you with uChoose Rewards! Earn free points with everyday purchases and exchange those points for travel, merchandise, gift cards, and more.
Earn one point for every two dollars spent on eligible Complex Community Visa debit card purchases.
Watch and learn.
Use these helpful videos to stay up-to-speed on the financial tools at your fingertips.
Savings Accounts
Prepare for your future – we’ve got your back.
Available with Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay.
ATMs
Simple, quick access to your money.
Investment Rates
Providing the best rates for our members.
No matter the economic climate, trust that CCFCU is here to offer you competitive loan rates and deposit rates that are hard to beat.
| Investment Type | Dividend Rate | **APY |
|---|---|---|
| Regular Shares ($25 minimum to open; $100 to earn dividends; Previous Quarter) | 0.25% | 0.25% |
| IRA’s ($0.00 – $9,999.99) | 0.58% | 0.58% |
| IRA’s ($10,000.00 – $49,999.99) | 0.63% | 0.63% |
| IRA’s ($50,000.00 +) | 0.68% | 0.68% |
| MMAC ($2,000.00 – $14,999.99) | 0.585% | 0.58% |
| MMAC ($15,000.00 – $49,999.99) | 0.63% | 0.63% |
| MMAC ($50,000.00 +) | 0.68% | 0.68% |
| Campus MMAC ($Min $10) | 0.58% | 0.58% |
| Christmas Club | 0.25% | 0.25% |
**APY = Annual Percentage Yield – Compounded Daily / Paid Monthly – A 90 day dividend penalty will be imposed for early principle withdrawal. Effective 1/1/2024
| Term / Type | Dividend Rate | **APY |
|---|---|---|
| 6 Month | 4.75% | 4.85% |
| 6 Month Members Advantage | 4.80% | 4.91% |
| 6 Month Campus | 4.80% | 4.91% |
| 12 Month | 5.00% | 5.12% |
| 12 Month Members Advantage | 5.05% | 5.17% |
| 24 Month | 3.00% | 3.04% |
| 24 Month Members Advantage | 3.05% | 3.09% |
| 36 Month | 2.10% | 2.12% |
| 36 Month Members Advantage | 2.15% | 2.17% |
| 60 Month | 2.20% | 2.22% |
| 60 Month Members Advantage | 2.25% | 2.27% |
| 12 Month Jumbo | 5.15% | 5.27% |
**APY = Annual Percentage Yield – Compounded Daily / Paid Monthly – A 90 day dividend penalty will be imposed for early principle withdrawal. Effective 1/1/2024
Complex Community Federal Credit Union
Copyright © Complex Community Federal Credit Union
APR = Annual Percentage Rate
APY = Annual Percentage Yield
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
Equal Housing Lender